Brake pad change

Anybody any experience changing brake pads? and is it difficult to do?

My rear brake pads are well worn and need changing, as far as I know car has discs all round

http://typeaccord.co.uk/forum/topic/47-diy-brake-discs-and-pads-change-03-updated/

Then Torque wheel nuts to 80ftlb

And something I learned today, The torquing of the Wheel nuts correctly is of extreme importance so as to avoid a High Speed Braking Vibration