bogdic said:
Would be interested in this as well. Will the insurers go crazy? Also do you need to tell them about the reflash? It's not a mechanical change, and I guess it's not easy for them or anyone else to prove you had a reflash on your car.
ukcl9 how did your insurer react?
This question crops up a lot when it comes to re-maps. In the UK, if a car is modified in any way and an insurer is not notified, then this constitutes deception or something along those lines. If the car is involved in a fatality, the police would check the ECU. If the car is involved in a minor rear-end shunt (the modded car being the car doing the shunt) then the police won't bother to check the ECU but the insurer might. It's about risk and consequences. If one does get a new map in an ECU and does not notify the insurer and gets found out, then insurance henceforth will be very difficult and extremely expensive. Then the scenario gets into "what if I buy a car that the previous owner had a modified map", well then it would be messy to prove either way, but I would think that it would come to "did you ask when you bought it" and the seller being asked "did you say when you sold it". The seller would have to have said, otherwise they are selling by deception, and if they did not say, and if the car was involved in a fatality, and it was shown that the new map played a part, then the seller would probably be liable, and if the seller owns a house, they would lose it.
edit: it's the same as driving without insurance in years gone by. Before ANPR, and before cars could be seized on the spot by the police, a good percentage of people drove without insurance and hardly ever got caught unless they were involved in an accident. That was the same: risk and consequence. If they never had an accident and no-one ever found out (remember, no ANPR) then no consequence. Once they had an accident, if it was a minor shunt, then they paid for the repairs. If the police got involved, then they also got some points and a fine. These days, with ANPR, the car gets seized on the spot, they have to pay a recovery charge, they get points, they get a fine. Risk too high, consequences too high, result = very few uninsured drivers on the road .